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Wednesday, September 10, 2025

Rep. Moses authors Wisconsin Assembly bill regulating virtual credit card payments in health insurance

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Clint Moses, Wisconsin State Representative for 92nd District | www.facebook.com

Clint Moses, Wisconsin State Representative for 92nd District | www.facebook.com

A new bill authored by State Rep. Clint P. Moses in the Wisconsin Assembly seeks to regulate virtual credit card payments in health insurance, aiming to protect health care providers from mandatory payment methods, according to the Wisconsin State Assembly.

According to the Wisconsin State Legislature's official website, the bill was described as follows: "virtual credit card payments in health insurance policies".

The following is our breakdown, based on the actual bill text, and may include interpretation to clarify its provisions.

In essence, this bill establishes regulations regarding virtual credit card payments in health insurance policies, referred to as disability insurance policies. It prohibits insurers from mandating that health care providers accept payments via virtual credit card. Insurers must notify providers of any associated fees and provide clear instructions for selecting an alternative payment method before processing such payments. Furthermore, insurers cannot charge a fee solely for the electronic transmission of a payment unless the provider consents. The bill specifies that these requirements cannot be waived, and any contractual provision opposing these guidelines is null and void. These provisions apply to contracts that are entered into, renewed, or modified on the effective date of the bill.

The bill was co-authored by Senator Rachael Cabral-Guevara (Republican-19th District), Representative David Armstrong (Republican-67th District), Representative Robert Brooks (Republican-59th District), Representative Barbara Dittrich (Republican-99th District), Representative David Murphy (Republican-56th District). It was co-sponsored by Senator Dan Feyen (Republican-20th District), Senator Chris Larson (Democrat-7th District), and Senator Steve L. Nass (Republican-11th District), along four other co-sponsors.

Clint P. Moses has co-authored or authored another 61 bills since the beginning of the 2025 session, with all of them being adopted.

Moses graduated from the University of Wisconsin-Stout in 1999 with a BA and again in 2001 from Northwestern College of Chiropractic with a BS.

Moses, a Republican, was elected to the Wisconsin State Assembly in 2025 to represent the state's 92nd Assembly district, replacing previous state representative Treig Pronschinske.

In Wisconsin, the legislative process starts when a senator, constituent, group, or agency proposes an idea for a bill. After drafting, the bill is introduced, numbered, and referred to a committee for review and public input. If approved, it moves through three readings and votes in both the Senate and Assembly. Once both chambers pass the same version, the bill goes to the governor, who can sign it, veto it, or let it become law without a signature. Only a small share of bills introduced each session ultimately become law. You can learn more about the Wisconsin legislative process here.

Bills Introduced by Clint P. Moses in Wisconsin Assembly During 2025 Regular Session

Bill NumberDate IntroducedShort Description
AB35107/08/2025Virtual credit card payments in health insurance policies
AB30406/06/2025A grant to assist in the purchase and renovation of an existing facility in the city of Chippewa Falls to provide a 50-bed treatment center to men with substance use disorders. (FE)
AB22604/23/2025Prohibiting school boards and independent charter schools from providing food containing certain ingredients in free or reduced-price meals
AB21804/23/2025Limitations on ownership of real property in this state by foreign persons. (FE)
AB20404/23/2025Creating a video game production tax credit and making an appropriation. (FE)
AB19204/15/2025Fatality review teams and granting rule-making authority. (FE)
AB18004/15/2025Requiring the Department of Health Services to seek any necessary waiver to prohibit the purchase of candy or soft drinks with FoodShare benefits. (FE)
AB7202/24/2025Ratification of the Driver License Compact. (FE)
AB3402/17/2025Court-issued criminal complaints in officer-involved deaths

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